Generation Rent 

Generation Rent refers to the millennials (18 – 40-year-olds) who have been priced out of the housing market, and face difficulties making it onto the property ladder for various reasons.  Here are several contributing factors to the problems faced in the UK for Generation Rent. 

• High living costs, student loan repayments, and low wage growth inhibit their ability to move out of this situation.
• Rising house prices, where house prices have risen faster than inflation in the last decades
• Due to a housing shortage, rental prices are also climbing. For workers in London, renters can pay up to 50% of their income in rent.

The major issue in London and the UK is that demand outweighs supply, there is simply not enough housing.  However, there are few government schemes worth knowing about which may help that first rung of the property ladder become a reality for some.   

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